I have no of the aforementioned problems whatsoever. I use Firefox 3.6.8 with NoScript and AdBlock Plus. No problems using Opera 10.60 either.
I strongly recommend not using Windows XP, if you do not want to get infected, and this is not limited to the usage of skins.be of course. XP is 9 years old, ancient in terms of computers. I've been using Vista and 7 for years now and barely have any infections ever (mostly harmless ones) and no viruses/trojans at all. They really are better than XP in almost every way.
Furthermore, concerning the Java update, consult this info as well, if using Firefox:
http://forums.sun.com/thread.jspa?me...40402#10540402
This ensures that Firefox also uses the latest Java plugin on your system.
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